Is Mortgage Advisors Only Offered by Lenders in Edinburgh?

Are you seeking a mortgage adviser in Edinburgh? We are here to assist you, with all of your home buying or refinancing needs! Bespoke Home Finance has a fantastic team of professional mortgage advisors, who are able to give you expert advice, whatever you wish to do.

We are also able to offer you our range of mortgage advisors Edinburgh, from a number of the top UK lenders including FirstHome Equity Direct, which offers competitive deals on the widest range of loans available from a selection of the country’s leading lenders. In addition to this, Bespoke Home Finance is able to offer you advice on all aspects of home buying and refinancing from flat and semi-detached house purchases, to detached house purchases. From budgeting and financial calculators, to specialist financial advice and market news, we can offer it all! So no matter what you are seeking, whether it’s getting finance for that semi-detached house in Edinburgh or buying a new detached house, we can help!

The key to finding the best mortgage advisor in Edinburgh for you, is to understand what attributes you need from an advisor, to find the best deal. There are three main types of mortgage advisors in Edinburgh, namely estate agents, estate managers and independent mortgage advisors. For first-time buyers, agents are likely to be your best bet. They have access to many different lenders and can make recommendations based on their own expertise and contacts.

Estate agents in Edinburgh are mostly restricted to the area of London and the South East and are therefore focused on properties within these areas. However, there are some good alternatives from estate agents, such as the one-stop mortgage brokers who can offer you a range of financial products, from the best deal for your needs, to the one-stop shop for financial products at great value. Independent mortgage advisors on the other hand can cater for clients across the whole of Scotland, so if you’re looking at Edinburgh property prices, for example, they are able to find the cheapest deals for you. In addition to this, they are often free to advise you on the type of mortgage product that is right for you, and may even be able to find you a loan that suits your specific circumstances.

It is essential that first-time buyers know exactly what they are looking for when they go looking for mortgage products in Edinburgh. Mortgage advisors are able to offer a wide range of services, which are aimed at helping you find the mortgage product that is right for your needs. A mortgage broker will do this for you, by searching around on your behalf on the market place to get the cheapest deals. However, it is vital that you understand the difference between mortgage brokers and independent mortgage advisors. While mortgage brokers can save you money through their connections with lenders, in terms of the type of mortgage they will be able to offer you, this is usually at a greater cost to you – meaning that you end up paying more overall, or having to take out a second mortgage to fund the mortgage broker’s service.

Independent mortgage advisors on the other hand are not limited to getting you the cheapest quotes from lenders. They will be working solely for themselves, working to find you the best deals available for your particular circumstances. This means that you could save on a lot of money through them, but also means that you will have to spend more time researching your mortgage options in Edinburgh. There are however advantages to both types of mortgage advisors in Edinburgh, so it really depends on you to make the choice that works best for you.